Terms and Conditions of 21X AG

Welcome to 21X AG. These Terms and Conditions govern your use of our online platform and the services provided by 21X AG, a Wertpapierinstitut based in Frankfurt am Main, Germany. By accessing or using our services, you agree to be bound by these Terms and Conditions in their entirety. If you do not agree with any part of these terms, you must not use our services.

1. Services Provided

21X AG operates as a Wertpapierinstitut providing a range of financial services. Our core activities include, but are not limited to, the following:

• Operation of DLT (Distributed Ledger Technology) trading systems.
• Management and provision of crypto securities registers.
• Brokerage services for digital assets and securities.
• Other financial services as authorized by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin).

2. Regulatory Compliance and Authorization

21X AG is a regulated financial institution authorized by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) in Germany. Our BaFin authorization details are: BaFin-ID: 40034974, Bak Nr.: 162185. We adhere to all applicable financial regulations and legal requirements in Germany and the European Union, ensuring the highest standards of security, transparency, and consumer protection for our clients.

3. User Obligations

As a user of our services, you agree to:

• Provide accurate, complete, and up-to-date information as required for account registration and ongoing verification processes.
• Comply with all applicable laws and regulations when using our platform.
• Maintain the confidentiality of your account credentials and be solely responsible for all activities that occur under your account.
• Not engage in any illegal, fraudulent, or harmful activities through our services.

4. Risk Disclosure

Investing in digital assets and securities carries inherent risks, including but not limited to, the risk of losing some or all of your investment. The value of digital assets can be highly volatile and may be subject to significant fluctuations. You acknowledge that you have read and understood the risks associated with such investments and that 21X AG does not provide investment advice. All investment decisions are made at your own discretion and risk.

5. Intellectual Property

All content on our online platform, including but not limited to text, graphics, logos, images, software, and the compilation thereof, is the property of 21X AG or its suppliers and protected by international copyright laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or publicly perform any material from our service without our prior written consent.

6. Limitation of Liability

To the fullest extent permitted by applicable law, 21X AG shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of or inability to access or use the service; (b) any conduct or content of any third party on the service; (c) any content obtained from the service; and (d) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.

7. Indemnification

You agree to indemnify, defend, and hold harmless 21X AG, its officers, directors, employees, agents, and third-party providers from and against any losses, damages, costs, liabilities, and expenses (including, but not limited to, reasonable attorneys' fees) relating to or arising out of your use of our services, any breach by you of these Terms and Conditions, or any violation by you of any applicable laws or regulations.

8. Governing Law and Jurisdiction

These Terms and Conditions shall be governed and construed in accordance with the laws of Germany, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts located in Frankfurt am Main, Germany.

9. Changes to Terms and Conditions

We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the service.

10. Contact Information

For any questions regarding these Terms and Conditions or our services, please contact us:

• Mailing Address: Westhafenplatz 1, 60327 Frankfurt am Main, Germany

By using our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.